Get the government to help pay your mortgage. I recently helped first time home buyers in New Bedford, Massachusetts use this method and they now own a single family home in Acushnet, Massachussetts.
If you are beginning to struggle with payments and fear you may become late, consider the following BEFORE becoming delinquent.
Did you know that many mortgage companies say they can give you a loan at a great rate - but can they really? There are some companies that have bad reputations for saying just that - but when it comes down to it - they will assuredly give you a denial letter at the very last second shattering your dreams to buy that very home you found! -- And sometimes just days before closing on it!
It’s not about rates. It’s about what your credit score, credit, and payment history can do for you. Rates play a smaller role in your application for a mortgage than you think.